The Lendys Africa consultancy in risk forecasting and accounting joined forces with Data Capital to create Larem. Along the way, it is about the Credit Risk Analysis and Economic Modeling Laboratory.
This structure, based in Tunis, aims to better meet the needs of international institutional and corporate clients. Lendys having rather a clientele of financial institutions.
This partnership is working to “provide them with the most appropriate solutions for optimizing their equity and for the exercise and conduct of their specific activities and trades”, said a joint press release. This new laboratory will be managed by Abdellatif Chaibi and Farid Raouf.
The first city is banker, council, mathematician, graduate of the Faculty of Sciences of Tunis, statistician ISUP-Paris and graduate of the University of Paris VI. For his part, Farid Raouf is Senior Manager and engineer at the Lille Central School and ENSAE-Dauphine statistician.
Larem is positioned in the high value-added financial services segment. It will serve to enrich the reflection around the themes associated with modeling. This is so that their approach methodology is the most relevant and best suited to the cases studied.
The experts of this laboratory will bring their academic and practical knowledge, their feedback on updated experiences, on various themes, guiding clients in their choices.
Modeling tools!
For example, experts will analyze advanced banking and financial models, according to normative and regulatory aspects. Thus, a bank must make a decision that respects the recommendations of the Bank for International Settlements and the Basel standards, coupled with aspects of control of economic activities.
Larem offers modeling tools in the knowledge of the client, and consultants. It analyzes the optimization models of income, cash flows, in the case of traditional businesses.
The laboratory oversees the management and management of capital as well as bank liquidity (ICAAP and ILAAP standards) and develops models dedicated to balance sheet management (ALM).
It offers financial engineering solutions. According to advanced techniques, including using artificial intelligence, it facilitates case studies by choosing samples for studies and surveys.
This, both for financial companies and for non-financial companies. Its case studies allow companies to calculate the probability of default on capital and to carry out impact studies, etc.
Reference: https://www.financialafrik.com/2020/06/22/data-capital-et-lendys-africa-lancent-un-laboratoire-danalyse-de-risque-de-credit-de-modelisations-economiques/
Photo by Burak K from Pexels
